Introducing Finance & Leasing Association

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The Finance & Leasing Association (FLA) is the representative organisation for the UK's finance and leasing industry.

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The FLA set the standards of best practice for the industry and assure all who borrow money from their members that they are transacting business with a trustworthy organisation.

We show below the FLA's commitments to ensure best practice amongst their members to provide a really good service for their customers:

Unsecured Personal Loans. When you are your guarantor and not your home: Interested in an unsecured loan? This article is good background reading
Self employed loans. When being self employed is the impediment: If you are selfemployed and want a loan, this article is a useful read.
Consolidation Loans for Tenants. Empowering Tenants with a Method to Counter Debts: Tenants will find it harder to raise a loan but its not impossible. This article explains
Options for Individuals with Bad Credit: How do you get a bad credit history and what can you do about it? This article provides some ideas

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To act fairly, responsibly and reasonably in all their dealings with you;
Not to discriminate between consumers on grounds of gender, race, ethnic origin, sexual preference or disability;
To assist the public when they are seeking guidance or information;
To act with integrity and to try to ensure that credit brokers, and all other suppliers of services and goods with whom the public do business, do likewise;
To respect the confidentiality of information provided;
To handle complaints and correct errors speedily;
To consider cases of financial difficulty positively and sympathetically;
Wherever relevant, to follow any Guidance Notes issued by the FLA;
To provide adequate training for their members' staff to make certain that their procedures reflect the commitments set out in this Code;
To ensure that all products and services comply with this Code, regulations and relevant laws.
To make copies of this Code readily and freely available to the public.

Your home may be repossessed if you do not keep up your repayments on a mortgage or any debt secured on it.
Loans may be secured on your home or other property. Think carefully before securing other debts against your home.