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2 in every 5 applicants don't get the loan they applied for.

Recent research reveals that it's becoming harder to find a cheap loan.

Credit Unions: The Cheaper Alternative?
With rising interest rates and an ever increasing cost of living, credit unions may offer a more attractive means of raising revenue than banks or credit cards. And all you need to do is become a member! Surely it can't be that easy….
Payment Protection Insurance, what's all the fuss about?
Payment Protection Insurance has been getting a hammering in the press lately. Why and is PPI a good idea? This article investigates.
UK Personal Debt Problems Creating Hardship for Nations Young Adults
Comments on the debt problem for the under 25s
Remodel your Home. Take a Home Improvement Loan
A good introduction if you want a loan for home improvements
Consolidation Loans for Tenants. Empowering Tenants with a Method to Counter Debts
Tenants will find it harder to raise a loan but its not impossible. This article explains
Fraud. Beware of the fraudsters
Fraud is big business. This article explains six to watch out for.
Life Insurance News
Almost two in five loan applicants will either be refused or will not be offered the headline ( home insurance ) rate of interest they thought they were applying for. Of these disappointed applicants, around a third will be offered a ( best mortgages ) loan but at a higher rate of interest.

The Office of Fair Trading says that the advertised typical APR (annual percentage rate of interest) must be offered to at least two thirds of applicants - but the calculation ( remortgages ) of this percentage excludes those who receive an outright refusal. Our advice is that if you are refused don't give up. Nearly two thirds of rejected applicants were ( cheap car insurance ) able to get an acceptance when they apply elsewhere.

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Your home may be repossessed if you do not keep up your repayments on a mortgage or any debt secured on it.
Loans may be secured on your home or other property. Think carefully before securing other debts against your home.

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