Summary:

Loyalty schemes are falling out of favour. Maybe it's time to replace your loyalty credit card with something more profitable?

Who values your loyalty? Page 2

Author: Dot Piper

An alternative to the loyalty cards based on loyalty points or discounts

Don't Let Your Personal Loan Become a Personal Moan: Good background reading before you take out a loan
Loans. Mortgages. Credit cards. Interest rate rises around the corner.: The financial institutions are expecting interest rates to rise. When and what's expected?
Credit Unions: The Cheaper Alternative?: With rising interest rates and an ever increasing cost of living, credit unions may offer a more attractive means of raising revenue than banks or credit cards. And all you need to do is become a member! Surely it can't be that easy….
Adverse Credit. When is a credit history described as adverse: When do have an adverse credit rating? The situation is far from clear but this article sheds light.
Secured Loans In UK Are The Best Option For Borrowers: A good introduction to the topic of secured loans
No Collateral Dont Want To Risk Your Home Get Credit With Unsecured Loans: Makes the case for unsecured loans

Life Insurance News

would be to use cards which offer other advantages. Those offering cashback on spending or lower interest rates are a wise choice.

For cashback alone, American Express Platinum was the leader of the pack, giving 2% once you reach the annual spending figure of £7,500.

The top two cards in the rewards and money-off vouchers are:

• The BAA Worldcard, rewarding those spending £10,000 with £795. Their ( unsecured loans ) discount vouchers can be exchanged for goods, meals and at bars in all BAA UK airports.

• The GM (general motors) card offering a discount of £300 off a new Saab or Vauxhall car.

The above information was courtesy of website moneysavingexpert.com ( travel insurance ) who also tells us that "Most credit card reward schemes are ripping off the public."

Rip-off - meanings are overcharge, cheat, swindle, do, ( cheap loans ) fleece, dupe and deceive.

Maybe it's time for a change, then? Why not log on and find out ( insurance ) what's on offer?

Your home may be repossessed if you do not keep up your repayments on a mortgage or any debt secured on it.
Loans may be secured on your home or other property. Think carefully before securing other debts against your home.